In the post-epidemic era, work and life styles have changed, the contactless economy has risen rapidly, people are more and more accustomed to using e-commerce online shopping, and online insurance has become more and more compact because of "Zero contact". According to the statistics of the financial regulatory commission, in january of this year alone, compared with the same period last year, the number of online insurance applications in the life insurance industry increased by 87.8%, while the number of online insurance applications in the property insurance industry increased by 421.9%, among which the number of insurance policies against epidemics increased significantly. , vaccine insurance brought a surprising number of cases.
According to statistics from the insurance bureau, in january this year, the number of online insurance applications in the life insurance industry reached 12,800, an increase of 87.8% compared with the 6,800 in the same period last year, and the premium logo design income was 34 million yuan, which was also compared with the same period last year. . These figures show the large demand for people to purchase insurance through the internet. It is foreseeable that online insurance has already become a trend.
Policy can't keep up with demand? Pandemic accelerates the urgency of digitizing insurance
However, taiwan's insurance industry is still limited by laws and regulations. Whether it is property insurance or life insurance, the sales methods are still "Face-to-face sales" through traditional channels such as salespersons, banks, and insurance agents. Although the fsc has gradually eased restrictions, the types of insurance that can be insured, the qualifications of the insured, the choice of beneficiaries, and the maximum insured amount are still open and open with the approval of the fsc and are listed as positive. At present, there are only auto insurance, motorcycle insurance, comprehensive vaccination insurance, travel insurance, injury insurance, term life insurance, out-of-pocket health insurance, interest rate variable annuity insurance, etc., or specific term life insurance, small amount end-of-life insurance, etc.